Currency Converter

Convert between 170+ global currencies with real-time exchange rates updated hourly. Our free currency converter calculates accurate conversions while accounting for transaction fees, historical rate variations, and market trends. Perfect for international travelers, online shoppers, and business professionals managing cross-border transactions. Explore more tools on free calculators on CalculatorBolt.

Typical bank fee: 2-3%

Converted Amount

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1 USD = --- EUR
Last updated: ---

Historical Exchange Rate (Last 30 Days)

How it works

Our currency converter uses live exchange rate data from multiple financial sources to provide accurate conversion values. Enter an amount in your source currency, select your target currency, and instantly see the converted value with the current exchange rate. The tool also allows you to factor in transaction fees charged by banks or exchange services to understand the true cost of your currency conversion.

Inputs explained

  • Amount: The numerical value you wish to convert between currencies
  • Source Currency: The currency of your original amount (e.g., USD, EUR)
  • Target Currency: The currency you want to convert to (e.g., GBP, JPY)
  • Include Fees: Percentage of fees charged by exchange services that reduce your final amount
  • Date Selector: View historical exchange rates for past dates to compare trends

Example

A traveler converting US dollars to Euros:
  • Amount: $1,000 USD
  • Source Currency: USD
  • Target Currency: EUR
  • Current Exchange Rate: 1 USD = 0.92 EUR
  • Exchange Service Fee: 3%

Results:

  • Raw conversion: €920.00
  • After 3% fee: €892.40
  • Daily rate change: -0.25% (yesterday was slightly better)

Tips & notes

  • Exchange rates fluctuate constantly throughout the day - rates shown are snapshots
  • Banks and exchange services typically charge both percentage fees and fixed transaction fees
  • Airport exchange bureaus often offer the least favorable rates with higher fees
  • Online services like Wise and Revolut typically provide better rates than traditional banks
  • For large transfers, consider timing your exchange when your currency is strongest
  • Always check the mid-market rate to understand how much margin your provider is taking

FAQs

We source our exchange rate data from multiple financial APIs including exchangerate.host, with rates updated hourly. These represent interbank rates without fees or margins.

Our rates update hourly during market hours. For the most current rate during active trading, refresh the page or check the timestamp displayed on results.

Banks and exchange services add a margin to the base interbank rate as their profit. This margin can range from 0.5% for online services to 5%+ for airport exchange bureaus.

Use fee-free international debit cards, withdraw larger amounts less frequently to minimize fixed fees, and avoid airport exchange bureaus. Prepaid travel cards often offer better rates than last-minute exchanges.

Yes, our fee calculator can be adjusted to include DCC fees that occur when merchants offer to charge your card in your home currency while traveling. These fees are typically 3-8% and often provide poor rates.

The mid-market rate is the midpoint between buy and sell rates in global markets - the "real" exchange rate. Retail rates are what consumers receive after providers add their margin for profit.

This calculator is designed for fiat currencies only. While we show some crypto-fiat pairs for reference, we recommend using dedicated cryptocurrency exchanges for accurate crypto conversion rates.

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Author: CalculatorBolt Editorial Team
Reviewed by: Finance Expert
Published: • Updated:

Disclaimer

Exchange rates provided are for informational purposes only and may vary from rates offered by financial institutions. CalculatorBolt does not guarantee the accuracy of exchange rates or fee calculations. Actual transaction rates include provider margins and may differ significantly from our estimates. CalculatorBolt is not a financial institution and does not facilitate currency exchanges. Consult with a qualified financial advisor before making significant currency exchange decisions.